Available company data, source links and archived checks for Bajaj Finance Ltd.. Read each source and date: a past check is not a fresh review, and some earlier figures have incomplete source details.
Quarter ended 2026-06-30 · consolidated · Company filing
| Quarter | Revenue / income | YoY | Profit | YoY | Net margin | Source |
|---|---|---|---|---|---|---|
| Jun 2026 | Revenue: ₹23,165 cr | +18.7% | Net profit: ₹6,081 cr | +27.6% | 26.2% | Company filing source |
| Mar 2026 | Revenue: ₹21,606 cr | +17.1% | Net profit: ₹5,553 cr | +22.2% | 25.7% | Company filing source |
| Dec 2025 | Revenue: ₹21,214 cr | — | Net profit: ₹4,066 cr | — | 19.2% | Company filing source |
| Sep 2025 | Revenue: ₹20,179 cr | — | Net profit: ₹4,948 cr | — | 24.5% | Company filing source |
| Jun 2025 | Revenue: ₹19,524 cr | +21.3% | Net profit: ₹4,765 cr | +21.8% | 24.4% | Company filing source |
| Mar 2025 | Revenue: ₹18,457 cr | — | Net profit: ₹4,546 cr | — | 24.6% | Company filing source |
YoY means change from the same quarter a year earlier. — means no comparable figure is available. Older entries with incomplete source details have not been revalidated under the current checks.
' Bajaj Finance Limited Q1 FY '27 Earnings Conference Call ' July 30, 2026
strong with loan loss to average AUF in the new frame that we talked about improving to 1.54% versus same time during the same period, 1.87%. Now both numbers are comparable. As a measure of prudence, we've recognized an additional management and macroeconomic provision of INR296 crores during current quarter on account of what's happening geopolitically and the monsoon uncertainty. Of course, monsoon has covered a lot of ground, I would say, in the last 15odd days, but I think we still have some distance to cover on monsoon before we say that the super El Nino did not impact the country. If you exclude this provision because this is a macroeconomic overlay of provision, loan loss to AUF for the current quarter would have been 1.31%. New Stage 2 and Stage 3 contribution was 1.87% from 1.94% in the previous quarter. We expect continued improvement at this juncture on this metric over the coming quarters. Vintage performance, which is principally how the portfolio churns across 3MOB, 6MOB, 9MOB continue to reflects, significant and sustained improvement and is now running below FY '20 our pre-COVID benchmark. I keep reminding people within the company and otherwise that pre-COVID remains my benchmark. People say our size was smaller. I don't agree with that point. I've made this point many times. Across businesses, now we're looking lower than or equal to our pre-COVID benchmark. And we, in general, remain quite optimistic about the credit cost outlook for FY '27. GNPA and NNPA came in line, 0.96% and 0.39%. Provision coverage is at 60%. We'll continue to hold there structurally. On portfolio credit quality, all businesses are green. You may see a marginal dip in business loan, but I have pencilled as green because it's just a denominator effect rather than a numerator effect, the 3MOB, 6MOB and some vintages of 9, we are beginning to see significant improvement even over FY '20. FinAI, while if some of you were there on the AGM, I've covered a lot, but if you're not there I'll just cover some points that are principally not covered.
' Bajaj Finance Limited Q1 FY '27 Earnings Conference Call ' July 30, 2026
| I would go to subsidiaries. BHFL did its second AGM yesterday. Strong quarter, I would say, highest ever quarterly AUM addition. Disbursements grew 33%. AUM grew 24%. They continue to remain under pressure on attrition, given the intense competitive activity in the business. Their Opex to NTI, which they can control, continues to improve, came in at 19.6% against 21% a year ago. And both their PAT and PBT grew by 23%. ROE improved to 12.5%. Asset quality remained pristine at 29 basis points | |
|---|---|
| and NNPA at 12 basis points. BFSL, strong AUM growth. Profit growth was softer at 22%, company is beginning to mature now and we have plans to continue to scale the business. To summarize, I would just say and open it up for questions, I would say we began FY'27 with reasonably strong momentum. It should lead to accelerating growth, credit costs that are structurally improving. Of | |
| Moderator: | course, I would flag geopolitical tensions as an area to continue to watch for. Monsoon, hopefully, should be behind us in the 30 days. If we continue to maintain strong profitability ratios, which are being reinvested to remain a growth-oriented company. That's from me for the quarter. It's a clean quarter. I shouldn't have questions, but let's do questions. Thank you very much. We'll now begin the question-and-answer session. The first question is from the line of Abhijit Tibrewal from Motilal Oswal. Please go ahead. |
| Abhijit Tibrewal: | Congratulations on an excellent quarter, like you said. Sir, the question is that fact that it was an excellent quarter, despite that, you've not seen any change in your assessment for FY'27. This kind of a growth in the first quarter itself, don't you think this year we can grow at maybe a higher rate also drawing from the fact that what you just alluded, business and professional loans should turn from yourself acknowledge that maybe from third quarter we can start growing it. So don't you think this 22% to 24% corridor that we have given for AUM growth can maybe see some upside. |
| And the other thing is on credit cost as well sir, starting the year, if I exclude the management overlay and the macro provisions that you have created. Credit cost of about 1.3% - 1.32% thereabouts. So there also, do |
created. Credit cost of about 1.3% - 1.32% thereabouts. So there also, do Rajeev Jain:
又
FINANCE
BAJAJ
BAJAJ
| you think at least the guidance that you've given out on the credit cost, you could be at the lower end of that guidance. | |
|---|---|
| Rajeev Jain: | No, it's a fair question. It's only question I didn't cover. So, it's fair you're asking this. As they say, one solo doesn't make a summer, we'll wait for one more quarter. I think we see continued momentum. We are a growth- oriented business. We are seeing opportunities. We got to grow. All engines are firing for the firm, even MSME should be back. If you look at quarter 1, logically, but I would wait for second quarter, whether it's top line, which is AUM or PBT growth or ROA or ROE, it does seem we are much better than the guidance that we gave in March. Abhijit, |
| Abhijit Tibrewal: | I would say to all investors, wait for one more quarter, and we sustain it, then we know. We are in a way to revise. Sir, just a follow-up on that. You spoke about the ROE and the PBT. So there, I'm just trying to understand this quarter, we created about INR300 crores in management overlay macro provisions. So, I mean, is the thought process that given that all cylinders are firing, credit cycle is good, utilize it for strengthening the balance sheet, improving the provision covers and keep ROE in a certain range? Or is the thought that maybe once we are behind some of these things, like you said, monsoons might be behind us in the next one month, you don't know about this West Asia war that is going on. Do you think this will be a more constant phenomenon, this macro overlay or can we see that if the |
| Rajeev Jain: | quarter is actually good, credit costs are actually lower, we see them translating into profits? I mean, I would just say quarter a time, Abhijit. Okay. I'll make one point, which is important. As I've said, that we will continue to work towards strengthening balance sheet resilience. That's the word. Second word that I use is bulletproofing balance sheet because we are truly living in a VUCA world. We do not know where is the next crisis coming from. And given our size, scale, complexity and sheer expectations from various stakeholders, I want to make sure we are one of the most resilient companies in India. So that's really what the philosophical point is. Give us one more quarter we will provide greater clarity on guidance for the year and direction of overlay creation. Nobody will have any other questions. |
又
FINANCE
BAJAJ
BAJAJ
100Years
BAJAJ
FINANCE
BAJAJ
1 October 2026
Column boundaries are incomplete. Use the source document to interpret these figures.
| To The Manager Listing Department BSE Limited Phiroze Jeejeebhoy Towers, Dalal Street, Mumbai - 400 001 SCRIP CODE: 500034 | To The Manager Listing Department National Stock Exchange of India Limited Exchange Plaza, C-1. Block G, Bandra - Kurla Complex, Bandra (East) Mumbai - 400 051 SCRIP CODE: BAJFINANCE - EQ | |------------------------------------------------------------------------------------------------------------------------------|-----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
Sir/Madam,
Sub: Outcome of Meeting of the Board of Directors held on 1 October 2026
Re: Our letter dated 23 September 2026 under Regulation 29(1)(d) of Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015, as amended ("SEBI Listing Regulations")
Further to the prior intimation issued on 23 September 2026 and in terms of the provisions of Regulation 30 (read with Part A of Schedule III) of the SEBI Listing Regulations, this is to inform you that the Board of Directors, at its meeting held today, i.e., 1 October 2026, inter alia , has approved, the following proposals, subject to such regulatory/statutory approvals as may be required, including approval of the shareholders of the Company:
1. Raising of capital through a Qualified Institutions Placement ("QIP") for an aggregate amount not exceeding Rs. 11,700 Crore (Rupees Eleven Thousand Seven Hundred Crore only) by the issue of equity shares of face value of Re. 1 each ('Equity Shares') in accordance with the Chapter VI of the Securities and Exchange Board of India (Issue of Capital and Disclosure Requirements) Regulations, 2018, the Companies Act, 2013, and the rules made thereunder, including the Companies (Prospectus and Allotment of Securities) Rules, 2014 and the Companies (Share Capital and Debentures) Rules, 2014, and any other applicable laws, each as amended, and related matters thereto (collectively, 'Applicable Laws') .
2. Preferential issue ('PI') of warrants convertible into equivalent number of Equity Shares for an aggregate amount not exceeding Rs. 5,800 Crore (Rupees Five Thousand Eight Hundred Crore only), in accordance with the Chapter V of the Securities and Exchange Board of India (Issue of Capital and Disclosure Requirements) Regulations, 2018 and other Applicable Laws.
3.
A. Qualified Institutions Placement:
| Sr. No. | Disclosure Requirements | Details |
|---|---|---|
| 1 | Type of securities proposed to be issued | Equity Shares of face value of Re. 1 each |
| 2 | Type of issuance | Qualified Institutions Placement to Qualified Institutional Buyers in terms of Chapter VI of the SEBI (Issue of Capital and Disclosure Requirements) Regulations, 2018 |
| 3 | Total number of securities proposed to be issued or the total amount for which the securities will be issued (approximately) | Up to Rs. 11,700 Crore |
Anurag Chottani confirmed internal RAG infrastructure built on open-weight, open-source models rather than going full length on LLMs.
Keep its available filings, dated fact checks and disclosure alerts together. Your saved country sets your market and its research schedule.
Start free — first week on us →Company data and archived claim checks are shown with available sources. Check the source and date before relying on a figure. This is not investment advice or a recommendation. Investment in securities markets is subject to market risks. Research on this site is produced with substantial use of AI. Terms, disclosures and grievances